Yes, the holiday season is upon us! That means lots of internet shopping. Well, that brings our attention to the dangers attached to internet shopping as we keep hearing about all sorts of stuff. Of course, internet shopping has become so much safer compared to what it used to be. But at the same time, you have got to be careful since hacking is a reality today. Internet fraud is still at large despite the advancements in the technology.
So, how to make sure that your sensitive data is protected while making an online purchase during this holiday season? Well, let’s take a look below.
1. Use credit card
Yes, credit cards are better option than debit cards when it comes to online shopping. Credit cards come with more number of consumer protections than debit cards. Your liability will be limited when you use a credit card to purchase things online. Moreover, the money is not coming directly from your bank account when you make a purchase with a credit card and that means your money will be safe in your account. Also, when it comes to stolen debit cards, you will have to deal with so many other things including bounced checks etc. Also, credit card companies give 90 days’ time to report unauthorized transactions and you will get only 2 days when it comes to debit card.
2. Have strong passwords
Yes, when it comes to protecting yourself from the dangers of online shopping, having a strong password is one of the most important things. When you have a strong password, hackers will find it hard to crack it and you will have your first line of defense right there. A strong password should have minimum 8 characters. It is wiser to have upper case letters, lower case letters, symbols, numbers etc. in the password so that hackers won’t crack it easily. Don’t go for the easy to remember passwords like your birthday, phone number, vehicle number etc.
3. Avoid using a public computer
Yes, it is a very important step – avoid using public computers at all, be it libraries, internet cafes, hotel lobbies, universities etc. These days, free Wi-Fi is available at a lot of places and you will be tempted to use the internet to shop things. You should control your urge to use internet from places like these. These places have unsecure network and you can’t trust those connections.
4. Use a Virtual Private Network (VPN)
If we are talking about a public Wi-Fi spot, then it is better to use a Virtual Private Network (VPN) as it is a safe option to make an online purchase. The problem lies with public networks is that they are unencrypted and that means hackers can easily hack into your network. Hackers will get access to the sensitive information you type. Keeping that in mind, always go for Virtual Private Network (VPN) services.
5. Shop from a secure website
Even when you are accessing internet from a secure network, things can go wrong when you shop from a website which isn’t secure enough. So, you need to spot the unsecure websites. Always make sure that the website has SSL certificate – of this, make sure that the website address starts with https.